Alloy Wheel Insurance is it worth it?

[sara_brea]

is this worthwhile? been offered it for £99 for 3 years covers up to 10 claims or £1000 and upto £100 per claim?

[pimp my roc]

Do you have to pay a excess if you make a claim?..........£90 would get you two refurbishments in the three years, how many times have you paid for repairs in the past three years?...do the maths Sara

[sara_brea]

no excess and ive never had alloy wheels so no idea how often they might need repairing but im guessing on a GT it would be expensive

[wigit]

depends how often you clip kerbs sara

[sara_brea]

shall we say once a month

[easybreeze]

for only £99 it a pretty good deal, in 3 years with my last car on 19"... I kerbed it about 2 or 3 times... plus lots of chips came out from stones etc.

If you're really picky about your car looking 100% then get it... I was quoted £55 each wheel a few years back - you could make money by putting on a fellow roc's wheel to get it fixed cheap for them, then charge 'em £30 everyone's a winner.