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Roc stolen right off

Posted: Sat Jan 02, 2016 7:58 pm
by alanr
Hi

Had my 60 reg 170 gt stolen by two 16 yr old youths fooking shits anyway car is a write off

Never had this happen before , got to ring more than on monday to discuss pay out

Do they make an offer ? Do they give you a fair price

Car was mint and only had 55 k on clock

Thanks for any help

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:10 pm
by Cuprabob
Sorry to hear this. Did they steal the keys?

Once the insurance company confirm it's a write off, they will make you an offer, which will probably be lower than your expectations. You will then have to "fight" to get a fair offer.

...and the icing on the cake is you will have a fault claim against you for the next 3-5 years which will impact your future premiums.

Hope you get it resolved to your satisfaction without too much hassle.

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:19 pm
by Paddy_R
Get onto Auto Trader, Pistonheads etc and find car of similar age, spec, milage etc and print all the info off. You'll need this to prove to the insurance company what your car was actually worth. I'm not going to say you'll get the prices on the ads as an offer from them but you should get more than their original offer anyway.

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:24 pm
by greg7728
Get online and look for comparable condition vehicles, similar miles etc and use this as evidence to the insurer of your vehicles worth, after they make their offer it is best to send 3-4 examples of comparable vehicles to the claims file handler directly if their offer is insufficient - no use arguing just send factual information to evidence that your vehicle is worth more than their offer (assuming they do offer you less than market value) . Save this information ready to make the counter offer process faster. I work in insurance and this is the way to go. What was the proximate cause - I.e did they steal your keys? Please tell me you didn't leave them unattended or in the ignition? How did two 16 year old a get your car? Sounds like opportunists?


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Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:35 pm
by alanr
Broke into house and just took the spare keys while i was on holiday
Police know who they are , done this before apparently

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:43 pm
by roakley
Not many about - found this one http://www.autotrader.co.uk/classified/ ... &logcode=p" onclick="window.open(this.href);return false;

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:47 pm
by alanr
roakley wrote:Not many about - found this one http://www.autotrader.co.uk/classified/ ... &logcode=p" onclick="window.open(this.href);return false;
Thanks

Bit more milage than mine

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:47 pm
by greg7728
Little shits. As we've said, get on eBay/auto trader look for comparable vehicles to evidence your vehicles value if it comes to counter offers.


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Re: Roc stolen right off

Posted: Sat Jan 02, 2016 8:49 pm
by alanr
Guy next door to me is after sale manager for vw garage
And he gave me a valuation of £11665 as of
december offtheir system i think
Not sure how acurate it is

Just to add i am with morethan

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 9:00 pm
by Cuprabob
I've had a claim with More Than a few years back and it was relatively hassle free however, in that case, it was a straight forward non-fault claim when a young girl rear ended me.

Re: Roc stolen right off

Posted: Sat Jan 02, 2016 9:29 pm
by alanr
Just been chatting to mate next door and that figure of £11650 is a cap figure
Its an industry book price that insurers use

So got some idea

Re: Roc stolen right off

Posted: Sun Jan 03, 2016 10:11 am
by Roy_01
What an asholes!! Hope they didnt damage your house also.

Re: Roc stolen right off

Posted: Sun Jan 03, 2016 11:55 am
by alanr
No mate just wanted car. Fokker only had it 25 min

Re: Roc stolen right off

Posted: Sun Jan 03, 2016 11:55 am
by alanr
No mate just wanted car. Fokker only had it 25 min

Re: Roc stolen right off

Posted: Mon Jan 04, 2016 8:43 am
by Phil
alanr wrote:No mate just wanted car. Fokker only had it 25 min
Ouch... absolutely gutted for you mate!

Re: Roc stolen right off

Posted: Mon Jan 04, 2016 10:15 am
by selleym
Sad thing is they will get a slap on the wrist and go do it again... and again...
Should just neuter them now, stop those scum breeding!

Hope you get it sorted

Re: Roc stolen right off

Posted: Mon Jan 04, 2016 10:21 am
by Phil
selleym wrote:Sad thing is they will get a slap on the wrist and go do it again... and again...
Should just neuter them now, stop those scum breeding!

Hope you get it sorted
Selly for Prime Minister!! :clap:

Re: Roc stolen right off

Posted: Mon Jan 04, 2016 12:19 pm
by Cristiano
selleym wrote:Sad thing is they will get a slap on the wrist and go do it again... and again...
Should just neuter them now, stop those scum breeding!

Hope you get it sorted
Agree this is always the case had this happen to my friend and they got a slap on the wrist and probably carried on. However when it comes to paying out defo get some comparable prices because first offer will always be low. However you can ask for more if you justify it by showing other cars with similar spec and mileague


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Re: Roc stolen right off

Posted: Mon Jan 04, 2016 12:19 pm
by Cristiano
had this happen to my friend and they got a slap on the wrist and probably carried on. However when it comes to paying out defo get some comparable prices because first offer will always be low. However you can ask for more if you justify it by showing other cars with similar spec and mileague


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Re: Roc stolen right off

Posted: Mon Jan 04, 2016 5:56 pm
by alanr
Got £11700' so happy with that

Just bought a audi a3 2 .0 tdi s- line black edition in black