INSURANCE FAIL

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kane1210
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INSURANCE FAIL

Post by kane1210 »

Had a massive fail this week , took delivery last week of my beauty . Got the roc with the premise of loads of points coming off my licence allowing me to insure it at a resonance price . Unfortunelty I got the dates wrong on my licence they count from date of conviction not date of offence !!!!! :( anyway I have a 11 plate roc that I can't insure or drive for 6 weeks lol FAIL!! I'm getting quotes of between 5 and 7 grand ATM or in 6 weeks 1000!!!!


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Chungster
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Re: INSURANCE FAIL

Post by Chungster »

Oh dear. That is a complete FAIL!! So where is your car at the mo then? Still at the dealer as they shouldn't have let u take it away with no insurance / no road tax...so how did u take delivery in that case??
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juniorbanks
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Re: INSURANCE FAIL

Post by juniorbanks »

You do get temporary cover from the dealer allowing you to take delivery (they also use this to tax the car), but i believe that is only valid for a week or 2 at most ?! If you explain to the dealer they may depending on their forecourt size keep the Roc for you, my dealer kept mine for 2 weeks for me while i was away before i collected it ?! Just be extra nice :)
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Chungster
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Re: INSURANCE FAIL

Post by Chungster »

Didn't think all dealers provided that free insurance...mine requested I had policy in place and temp cover note issued and faxed direct to dealer to sort the Road Tax. But the Mazda dealer gave my folks 7 days free cover when buying the zoom zoom.
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the stig
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Re: INSURANCE FAIL

Post by the stig »

Thats not too good at all, im on edge about my insurance at the moment, being 18 and the car coming next week! You will appreciate it when you get it though! :)
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RW1
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Re: INSURANCE FAIL

Post by RW1 »

Irrespective of that, what's the point of driving it away on a weeks insurance only to be un-insured for 5 weeks and it gets nicked or broken into and things taken. Surely it would be better to leave it in the dealer's secure compound and hope they don't want to charge storage. Although storage may cost, it will be a lot less than your premuim at the moment!

C.
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kane1210
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Re: INSURANCE FAIL

Post by kane1210 »

Yea had a weeks free from dealer to drive home. Car is safe tucked away in garage not insured but safe . Giving me a chance to load up the rns with tunes ready for the first legal drive. The amount of stick I'm getting is ridiculous from pals as I'm back in the family Volvo estate n reg!! Lol feel my pain!!!!
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Chungster
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Re: INSURANCE FAIL

Post by Chungster »

the stig wrote:Thats not too good at all, im on edge about my insurance at the moment, being 18 and the car coming next week! You will appreciate it when you get it though! :)
Did u not get some quotes before ordering the car to check what kind of premium you'd be paying? Or even if you'd get offered insurance???
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kane1210
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Re: INSURANCE FAIL

Post by kane1210 »

Yea but got the dates wrong on my licence.
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skyinsurance
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Re: INSURANCE FAIL

Post by skyinsurance »

Have you tried getting a quote from the club insurers to see if they have the same issues?
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tonymar
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Re: INSURANCE FAIL

Post by tonymar »

got one week free volkswagen insurance through main dealer when i got the car , volkswagen even even put my then 18yr old son on the policy aswell as me and the wife
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cornelce
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Re: INSURANCE FAIL

Post by cornelce »

Chungster wrote:
the stig wrote:Thats not too good at all, im on edge about my insurance at the moment, being 18 and the car coming next week! You will appreciate it when you get it though! :)
Did u not get some quotes before ordering the car to check what kind of premium you'd be paying? Or even if you'd get offered insurance???
Highly doubtful you'll find anything cheaper than 2k (at least), even with one year no claims! Let me know what quotes you get stig...

:)
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mickwillow
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Re: INSURANCE FAIL

Post by mickwillow »

A friend's son just had a quote for £4055 for a Y Reg Yauxhall Astra 1.6 8V !!!! He's 18 :cry: :grumpy:
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maisbitt
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Re: INSURANCE FAIL

Post by maisbitt »

I wonder how much 17/18 year olds can get their insurance to drop buy if they take and pass the advanced course?
2013 - Tornado Red MK7 Golf GTD on order
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2009-2011 - Pewter Roc 140GT
2007-2009 - Tornado Red Golf 170TDI GT
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tonymar
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Re: INSURANCE FAIL

Post by tonymar »

the way car insurance is going generally and especially for young males, i would say not as much as you would think

insurance companies are a law upon themselves
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the stig
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Re: INSURANCE FAIL

Post by the stig »

maisbitt wrote:I wonder how much 17/18 year olds can get their insurance to drop buy if they take and pass the advanced course?

Ive done mine and im 18 noticed a reasonable drop but not enough to go and party over, about £200-300 so its worth doing for the experience plus the financial side. Quote wise on a rocco in an A rated post code, Kept in a Locked Garage, 1 previous accident not my fault with pass plus and advanced motoring course passed been getting quotes of 5k (In my own name on my own policy with my mum added and best friend as named drivers.) Aside my mum and best mate was looking at £5700.

Barclays, Lloyds, Fortis and a couple of other specialist insurers seem to be the most competitive along with some company galled igo irrc 8)
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bleedsoff
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Re: INSURANCE FAIL

Post by bleedsoff »

Just done my renewal on my Roc. Last year paid around the £800ish mark. this year renewal cam back at £1700! Was really peed off with that! Shopped around and Volkswagen Insurance came out the cheapest at £750ish. Now thats a 24 year old with 5NCB protected in London. Looks like I own't be chipping my Roc this year!
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kane1210
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Joined: Wed Nov 03, 2010 8:24 am
I drive a: GT 2.0 TSI
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19" lugano's alloys
RNS510
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Location: Guildford

Re: INSURANCE FAIL

Post by kane1210 »

BACK ON THE ROAD AS OF 00:01 AM !!!!!!!!!!


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